24 Sep

5 Mistakes First Time Home Buyers Should Avoid

General

Posted by: Rodney Kasunich

Buying a home might just be the biggest purchase of your life—it’s important to do your homework before jumping in! We have outlined the 5 mistakes first time homebuyers commonly make, and how you can avoid them and look like a Home Buying Champ. 1. Shopping Outside Your Budget It’s always an excellent idea to […]

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21 May

Renovating? Consider a Refinance Plus Improvements

Mortgage Tips

Posted by: Rodney Kasunich

Let’s take a closer look at how a Refinance Plus Improvements mortgage can get you the extra cash you need to get your renovations completed. The Standard Refinance An everyday refinance allows the home owner to access up to 80% of the fair market value of the home. The value is typically determined by a […]

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1 Apr

Why We Worked with a Broker

General

Posted by: Rodney Kasunich

We recently had a couple come into our office who we had worked with in 2011. They had some life changes that had occurred in the past 7 years and were unsure if they could make things work. They came back to speak with us and shared a little bit of their story and thoughts […]

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7 Feb

Get to know Title Insurance

General

Posted by: Rodney Kasunich

What is Title Insurance? Good question! Title Insurance protects you, the homeowner. It’s not like traditional insurance in that it does not ONLY cover things that might happen, but it also covers things such as property defects that have already occurred in the past. A title insurance homeowner policy will cover: Forgery – If someone […]

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6 Feb

What Questions to Ask When Considering a Refinance

Mortgage Tips

Posted by: Rodney Kasunich

Many of my clients and friends regularly ask me when or if they should consider a refinance. Here are 4 quick questions that I ask of them. The answer they give me, will very quickly tell me if we should be taking a deeper look at the mortgage refinance options available to them. What do […]

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28 Jan

Top 5 Reasons People Don’t Qualify for a Mortgage

Mortgage Tips

Posted by: Rodney Kasunich

I receive calls every month from people who want to know how to qualify for a mortgage because they were declined by their bank. In many cases I can help them and in some cases they have to wait – but we identify what they need to do to get in a better situation to […]

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24 Jan

9½ Steps to Repair and Improve Your Credit

General

Posted by: Rodney Kasunich

Though credit scores aren’t always an indicator of financial health, they are used in a variety of ways that could have a major impact on your life. Interest rates (including mortgage rates) are almost always determined by your credit score. Some employers & landlords may require a credit check to see if you have past […]

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23 Jan

Buying your first home? – These tips will save your life

General

Posted by: Rodney Kasunich

So you’re wanting to buy a new home? That is some very exciting news. First question, are you prepared?! We all know big-item purchases are scary. It’s expensive, you are fully committing to this household – there is no turn backing without that pricey consequence. We totally get it. The ultimate first-step is to do […]

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22 Jan

5 C’s of Credit to get a Mortgage

General

Posted by: Rodney Kasunich

Whether you are buying your first home or have been a home owner for years, when you are looking at purchasing a property, finding the best mortgage solution for your specific situation can be an intimidating experience. Working with a licenced mortgage broker will ease that tension, along with knowing the basics of what lenders […]

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24 Oct

MARKET UPDATE

General

Posted by: Rodney Kasunich

Bank of Canada Update The Bank of Canada (BoC) raised its trendsetting interest rate by a quarter percentage during its latest rate meeting Wednesday – bringing the benchmark to 1.75%. This was an expected hike, as The BoC and economists had hinted at another increase this year. The new United States-Mexico-Canada Agreement (USMCA) – formerly […]

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